Tag Archives: Flag of the United States

Association Boards, Things You Should Have Learned From the News


Here are examples of a few lessons that should have been learned by reading the newspapers:

  • There is no substitute for good financial management and a solid reserve program.

The combination of foreclosures, budget deficits, embezzlement and the inability to continue with the maintenance was felt in Community Associations across the country. Those Associations which had to cut corners, or assessments, are often found in deeper problems, and in some extreme cases, in the street. This is the time to be smart.

  • Disasters happen – do not bet the HOA that you will be spared.

The last two years have seen not only a financial disaster hit the U.S., but also a string of natural disasters that have severely affected a large number of Homeowner and Condominium Associations. Many did not have flood insurance, or increased deductible or lower limits of their insurance coverage. Many canceled special policies that covered hurricane, earthquake, wind or other things that they hoped would miss them. Too often, it was the wrong bet. As a result, some organizations simply disappeared, owners forced to leave, the units condemned, without any hope of recovery. Some had to sell the buildings damaged at a great loss and move on. Others had to live for months outside the homes in hotels with only some or none of the costs covered, while the Board has wrestled with insurance companies, contractors and the courts. Insurance is one of the most important things that boards have to deal with.  Do not bet on the future of the Association, Mother nature may try to ignore you.

  • Find a way to deal with “going green“, without confusion, expense and visibility.

In nature (and often the CC & R), Associations,  are resistant to change. But this is not going away, and the Association is almost always going to come through to look bad when they resist any change. Clothes lines, solar panels, false grass, landscaping and other items are only the beginning. Start with an owners vote on how they feel about various issues and real information (not just rumors) about how they will help and what are the options. It can be a single owner that poses a problem, but you can expect many more to follow.

  • Flags cause problems – no flags allowed at all causes even more problems.

If you allow the U.S. flag to fly on holidays with a bracket attached to the unit / home, you can almost count on someone  pushing to do more. They want to fly the flag every day, on a pole 20 feet in front of your unit / home, or a service flag for the Navy or Marine, or the stars in the windows to show a family in danger, or flag college game day, etc, etc, etc. Someone will always push the envelope. Again, just survey the residents and see what is the general consensus, which the majority will support. This is not only an individual problem, the Board must decide and then publish.

  • If you’re not active on the internet, it is very likely you will be found “on” the internet.

The number of sites created by the owner of the individual to attack or publish less than favorable information about your Association has grown exponentially. You can get on the Internet for almost no cost and see what is published can  stay forever. Transparency of operations and multiple methods of communication must be a primary consideration of the board. Do not keep putting it off. Get connected now.

  • State legislatures will cost the HOA more money unless the owners SHOW UP.

Since there is very little actual data about Associations and owners available, state legislators often act due to the squeakiest wheel, usually one or two owners who have beaten their heads with the Board. Who is really to blame rarely counts.  It is what you can give a legislator in particular. The positive exposure usually results in bills that will cost money from the owners. Boards should be aware of how legislation will impact the potential of the Association and all owners and find a way to voice their position.

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Our clients include homeowners associations and developers of multi-family, owner-occupied housing throughout the Atlanta Metro area.

Our team includes certified Professional Community Managers (PCAM), Licensed Real Eastate Agents (RES) and a Board Certified Collection Attorney (ESQ), licensed in Georgia, who all specialize in maintaining property condition, collection of  assessments and enforcement of existing Covenants.  Individual consultations, management reviews and educational workshops for association boards, to help improve their community governance skills.

We also provide critical budget and financial planning tools that include reserve studies and budget projections for maintenance and repair costs of community owned assets.

Detailed reserve studies and maintenance plans prepared in conjunction with our consulting architect are one of the most valuable management tools available for any association. If you are interested in long range financial planning and supervised maintenance of community assets, our services will be of benefit to your association.

Developers will find our company invaluable when planning a new construction or conversion project. Reserve studies, maintenance plans and operating budgets required for all newly formed associations are available from our company.

For more information about Riverside Property Management and the services we offer please take the time to browse our website and feel free to call our offices to speak with a licensed representative of our company.

(678) 866-1436

Inspiration From Chaos

10 years later, Maine’s flag ladies still waving



The Associated Press

FREEPORT, Maine — Three days after 9/11, Elaine Greene held an American flag above her on a busy street corner in this small Maine town. Since then, she and two other women have waved the flag on the same corner for an hour every Tuesday in honor of America’s service personnel and to show that the American spirit is alive and kicking.

In this Tuesday, Aug. 23, 2011, photo, the Freeport Flag Ladies, wave to cars in Freeport, Maine. The women, who have waved the American flag every Tuesday morning since 9/11, have dedicated their lives to encouraging the American spirit and supporting of U.S. troops in the war against terrorism. (AP Robert F. Bukaty)

Changed forever by the 2001 terror attacks, Greene, JoAnn Miller and Carmen Footer have devoted their lives to inspiring others through the flag. Dressed in stars-and-stripes shirts, they are a familiar sight, proudly holding their 3-foot-by-5-foot flags on poles as motorists honk their horns and shout words of encouragement.

To mark the 10th anniversary of the attacks, the Freeport Flag Ladies, as they are known, have organized three days of vigils, concerts, a laser light show, a parade and other events. For two hours Sunday morning, they will be in their usual place, holding flags while flanked by Maine’s two U.S. senators, a U.S. representative, the governor and the head of the Maine National Guard.

Before 9/11, the three weren’t particularly patriotic. But they’ve come to see the good that can come from even a seemingly small gesture like proudly holding the U.S. flag.

Greene wasn’t even sure if picking up a flag was the right thing to do on Sept. 14, 2001, when President George W. Bush asked Americans to hold candlelight vigils. But when she did, she saw the strain on people’s faces melt away as they drove by, beeped their horns and yelled out “God Bless America.”

“You knew then that you could do something,” Greene said this week in the house she shares with Miller and Footer. “You knew then that the American people realized within their own spirit that we’re going to be OK, we’re going to get through this and that the American spirit wasn’t dead. It just got injured a little bit.”

Since then, the women have showed up every Tuesday — the attacks took place on a Tuesday — at the corner of Main and School streets with flags in hand. They haven’t missed a day, braving hot summer sun, blizzards, nor’easters and thunderstorms with lightning.

Greene once checked herself out of a hospital following surgery against a doctor’s orders so she’d be there, even if it was in a wheelchair. The doctor wanted her stay at the hospital for six days, but she left after three.

“I didn’t have six days. Tuesday was coming up,” she said.

Over the years, they’ve also shown up at Bangor International Airport and New Hampshire’s Pease International in support of troops going to and from Afghanistan and Iraq.

For their efforts, service personnel have sent them flags flown on missions in Afghanistan and Iraq. One flag that flew on the bottom side of helicopter in Iraq has a bullet hole from enemy combatants who fired at it.

Sen. Susan Collins sent them flags flown in their honor over ground zero, over the Pentagon and over the field in Pennsylvania where one of the four planes crashed on 9/11. Sen. Olympia Snowe sent them flags flown over the Capitol in their honor.

Greene is 65, Miller is 74 and Footer is 69. Each is retired, but being part of the Freeport Flag Ladies keeps them busy.

Their website gets 250,000 to 1 million hits a month. They send out an email message with inspirational words every Tuesday that goes to 3,600 people.

In the corner of one room in their home stands an artificial Christmas tree, holding scores of patriotic ornaments sent to them from people around the country.

They have vowed to not take down the tree until the wars in Afghanistan and Iraq are over.

When that happens, they all agree it will be a good day.


Online: http://www.freeportflagladies.com/